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Health Insurance

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Health Insurance

FAQ-Student Injury and Sickness Insurance Plan

Why is student health insurance voluntary?

The federal health care reform legislation required new minimum essential benefits to be included in student health plans which significantly increased the cost of student health insurance.

What is the cost of student health insurance?

Please see the fee schedule at www.sas-mn.com

How do I enroll in student health insurance?

Students must enroll with Student Assurance Services, by completing an on-line application at www.sas-mn.com.

How do I pay for student health insurance?

Students will pay their premium directly to Student Assurance Services at www.sas-mn.com

What is covered under student health insurance?

Student health plans are now required to coverage essential benefits up to an annual maximum of $500,000. Essential benefits include: ambulatory patient services; emergency services; hospitalization; maternity & newborn care; mental health/substance abuse disorder services; rehabilitative services; prescription drugs; diagnostic tests; and wellness/preventative care.

Does the student health insurance plan cover me when I am off campus, traveling or studying abroad?

Yes, the student health insurance plan covers you during semesters breaks, summer vacations and even if you’re traveling or studying aboard. You’ll be covered for the period for which you paid premium.

Can I stay on my parents’ insurance plan?

Yes; for students whose parents’ employer plan offers dependent coverage, you may stay enrolled up until age 26.

What medical services are available at the Student Health Center?

The Student Health Center has expanded its hours of operation until 7:00 p.m. Monday-Friday and 1:00 p.m. – 7:00 p.m. Saturday and Sunday. The following services are available to students weather they have medical insurance or not: campus physician office visits for routine acute and chronic illnesses; diagnostic x-ray and laboratory; allergy injections; medications stocked by the pharmacy; health education; confidential HIV testing; reproductive consultation; mental health counseling; wellness /preventative care; and accidental death & dismemberment coverage.

What referral services cannot be performed at the Student Health Center?

The following services must be referred to an outside provider, and the student must have medical insurance to cover the following services: hospital emergency room; inpatient hospital; outpatient medical expenses; ambulance services; specialist consultations; surgery/anesthesia services; and outpatient physical therapy.